Operational Risk Expert - Fully Remote | Upto $180/hr

<h3>About the job</h3><p><strong>Mercor</strong> connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include <strong>Benchmark</strong>, <strong>General Catalyst</strong>, <strong>Peter Thiel</strong>, <strong>Adam D'Angelo</strong>, <strong>Larry Summers</strong>, and <strong>Jack Dorsey</strong>.</p><p><strong>Position:</strong> Payments Risk &amp; Controls Expert<br><strong>Type:</strong><strong>Contract</strong><br><strong>Compensation:</strong><strong>$80–$180/hour</strong><br><strong>Location:</strong><strong>Remote</strong></p><h3>Role Responsibilities</h3><ul><li>Review and author payments risk and control assessments across payment capture, validation, authorization, tracking, funds control, smart routing, FX conversion, netting, prioritization, returns, and tokenization.</li><li>Evaluate inherent risk, residual risk, and control effectiveness using standard impact-and-likelihood frameworks.</li><li>Map risks to controls and identify control gaps or elevated vulnerabilities.</li><li>Identify failure modes in payments capabilities such as system failures, stale data, bypassed authorization, missed cut-offs, and misconfigured routing/netting/funds controls.</li><li>Provide structured evaluations with clear written justifications grounded in operational risk and <strong>RCSA</strong> standards.</li><li>Work <strong>independently and asynchronously</strong> to improve the reliability of frontier <strong>AI systems</strong>.</li></ul><h3>Qualifications<p></p><p><strong>Must-Have</strong></p></h3><ul><li><strong><strong>5+ years</strong> of experience in payments risk assessment, bank operational risk, <strong>risk and control self-assessment (RCSA)</strong>, issue management, risk and controls, compliance risk assessment, or banking risk advisory.</strong></li><li><strong>Experience in titles such as VP / AVP Operational Risk Management, <strong>RCSA Program Manager / Lead</strong>, Business Risk &amp; Control Officer, Payments Risk &amp; Controls Manager, Payments Operations / Treasury Services Risk Manager, or Compliance Risk Assessment Manager.</strong></li><li><strong>Comfort with standard payments risk lenses: execution and accuracy, authorization and fraud, data integrity, timeliness and cut-offs, client impact, and regulatory/compliance impact.</strong></li><li><strong>Strong command of inherent risk scoring drivers — transaction value and volume, time sensitivity, geographic footprint, client harm, regulatory and operational impact, reputational impact, and historical signals (operational risk events, <strong>KRIs</strong>, issues, limits, external events).</strong></li><li><strong>Excellent analytical and written communication skills.</strong></li><li><strong>Comfortable working independently with digital tools.</strong></li></ul><h3><strong>Preferred</strong></h3><ul><li><strong>Background at a top-tier bank strongly preferred (e.g., <strong>JPMorgan Chase</strong>, <strong>Citi</strong>, <strong>Bank of America</strong>, <strong>Wells Fargo</strong>, <strong>BNY</strong>, <strong>Barclays</strong>, <strong>Deutsche Bank</strong>, <strong>Goldman Sachs</strong>, <strong>Morgan Stanley</strong>).</strong></li><li><strong>Risk-control advisory experience at a leading consulting firm also considered (e.g., <strong>KPMG</strong>, <strong>Deloitte</strong>, <strong>PwC</strong>, <strong>EY</strong>, <strong>Accenture</strong> financial-services risk advisory).</strong></li></ul><h3><strong>Application Process (Takes 20–30 mins to complete)</strong></h3><ul><li><strong>Upload resume</strong></li><li><strong>AI interview based on your resume</strong></li><li><strong>Submit form</strong></li></ul><h3><strong>Resources &amp; Support</strong></h3><ul><li><strong>For details about the interview process and platform information, please check: https://talent.docs.<a href="https://himalayas.app/companies/mercor">mercor</a>.com/welcome</strong></li><li><strong>For any help or support, reach out to: support@<a href="https://himalayas.app/companies/mercor">mercor</a>.com</strong></li></ul><p><strong><em>PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.</em></strong></p><p>Originally posted on <a href="https://himalayas.app">Himalayas</a></p>