Senior Financial Analyst

San Francisco

Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money. We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact. Senior Financial Analyst

About the Role

We are looking for a Senior Financial Analyst to join our rapidly growing, pre-IPO FP&A team. In this role, you will own the expense forecasting and departmental budgeting process across the entire organization. You will serve as a strategic finance partner to Execs and department budget owners – helping them plan headcount, manage vendor spend, and stay on top of their budgets while supporting the company's broader growth objectives.

The position will report into our FP&A Manager and will be located in our San Francisco office (in office 3 days/week).

What You Will Do

Own and manage the company-wide expense forecasting process, including headcount costs, vendor expenses, marketing spend, software fees, and cost of revenue components

Partner directly with the Exec team and their budget owners to develop and maintain departmental budgets, track spend against plan, and surface risks and opportunities

Lead the headcount planning process, working with People / HR and hiring managers to manage payroll budget and hiring timelines across all departments

Collect and consolidate departmental budgets into the company-wide expense plan, ensuring alignment across teams and identifying gaps or inconsistencies in assumptions

Perform monthly expense variance analysis and identify key drivers of variance

Develop reporting and dashboards that give department leads real-time visibility into their budget utilization and key cost metrics

Work on board decks, investor materials, and executive presentations

About You

You're as comfortable presenting budget updates to an executive as you are building a headcount model from scratch

3+ years of experience in FP&A or corporate finance, preferably at a high-growth late-stage or public technology company

Demonstrated experience owning an expense budget process, including headcount planning and departmental cost management

Strong financial modeling skills with the ability to build bottoms-up expense models and scenario analyses

Expert-level Excel / Google Sheets skills; experience with FP&A planning tools (e.g., Adaptive Planning / Anaplan) preferred

Strong communication and business partnering skills with the ability to build relationships across departments and keep budget owners on track

Base Range $135,000 — $150,000 USD Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

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